Pentos documentation
Learn how to budget with Pentos, the envelope budgeting app that runs entirely on your iPhone.
Pentos gives every unit of money a job. You assign what you have to category envelopes each month, spend against them, and watch what is left roll forward.
These pages cover every part of the app, from your first account to the budget math behind the numbers. If you are new, start with Get started.
Explore
Introduction
What envelope budgeting is, how Pentos models your money, and what it means that the app never reaches the network.
Get started
Install Pentos, set up your first budget, and learn the rhythm of a month.
Budgeting
The Budget tab, what each number on it means, and how money carries from one month to the next.
Accounts and transactions
Where your money sits, and the register that records what happens to it.
Rules, payees, and schedules
The three things that do the repetitive parts of bookkeeping for you.
Reports
Five reports and a dashboard you arrange yourself, for seeing where the money actually went.
Your data
Getting transactions in from your bank, getting everything out again, and keeping more than one budget.
Reference
Tables to look things up in: the budget arithmetic, file formats, goal kinds, recurrence rules, settings, and the vocabulary.
Troubleshooting
What to check when a number looks wrong, an import misbehaves, or something is not where you expect.
Frequently asked questions
The questions people ask before and just after buying Pentos.
Release notes
What changed in each version of Pentos.